Pay with Ryt PayLater, wherever you go

Apply and receive instant credit up to RM1,499

Scan any in-store DuitNow
QR code and complete your
purchase effortlessly using
your available credit.

Flexible. Transparent. Always in your control.
And the best part?

Enjoy 0% interest

Simply pay your full statement balance before the due date, or pick a plan that works best for you thereafter.

Months

Miss your first payment? We’ll auto-convert the amount into 3 monthly instalments from your main account. No late fees.

Build your credit with every Ryt PayLater repayment.

Each time you repay on time, your credit score improves, unlocking higher limits and setting yourself up for bigger things in life, like your first car or home.

Credit Score

Flexible. Transparent. Always in your control.And the best part?

Build your credit with every Ryt PayLater repayment.

Ryt PayLater basics

1.Who is eligible for the line of credit?

2.Where can Ryt PayLater be used?

3.Will I be charged any interest or fees if I do not utilise the line?

4.Can I make multiple payments using my credit line?

5.Where can I get to know more information?

6.Where can I view the Product Disclosure Sheet (PDS)?

7.What are the fees and charges I should know?

Flexible. Transparent. Always in your control.
And the best part?