Fees & Limits

Updated Date: July 2025

Ryt Bank Savings Account

Items

Details

Minimum amount to perform credit transfer verification

RM 1

Minimum balance to maintain

Not Applicable

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Fee Type

Details

Service Charge

RM 0

Account Closure

RM 0

E-Statement

RM 0

Dormant Account Charges

RM 0

Activation Of Dormant Account

RM 0

Payments & Transfers

Fee Type

Details

DuitNow Transfer

Waived

Transfer to Ryt Bank

Waived

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Limits

Details

DuitNow and QR Transfers - Daily

RM 5,000 - default
RM 50,000 - maximum

QR payments to merchants -
Daily

RM 5,000 - default
RM 10,000 - maximum

Ryt Card

Fee Type

Details

Card issuance fee (Physical Card)

RM12.00*

Card replacement fee (Physical Card)

RM12.00

Domestic cash withdrawal fee (via MEPS SAN)

RM1.00*

Overseas cash withdrawal fee

RM12.00

Foreign transaction fee

2%* on the amount transacted with foreign merchants

Visa's exchange rate applies

* Fee is waived until 30 September 2025, or such other date determined at Ryt Bank’s discretion. Click here to view full terms and conditions.
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Limits

Details

Card withdrawal - daily

RM3,000 – default
RM10,000 – maximum

Payment for goods and services - daily

RM3,000 – default
RM10,000 – maximum

Fees & Limits

Ryt Bank Savings Account

Payments & Transfers

Ryt Card

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