All you need, in one
Ryt Card.

Your sleek, bold card for seamless spending, smarter savings, and total control.

Ryt Card perks

Every swipe comes with rewards, savings, and more freedom.
Unlimited 1.2% cashback overseas

Earn on every in-store overseas spend, no cap.

Zero ATM withdrawal fees

Access cash at over 10,000 ATMs nationwide for free.

Zero card order fees

Your card, delivered, no fee attached.

Zero foreign transaction fees

Pay exactly what you see, with no hidden FX charges.

20% off YTL Hotels premium dining

At a curated list of premium dining spots. View full participating list here.

Ryt Card features

Smarter tools that give you full control, real-time visibility,
and peace of mind, every time you spend.
Virtual card for online spending

Shop securely online anytime.
No waiting, no hassle.

Instant notifications

Get real time alerts with every notifications.

Track your spending clearly, in real time

Know exactly where your money goes.

Set your own spend limit

Stay in control of your budget, your way.

Instant freeze and unfreeze

Lock or unlock your card anytime, with a single tap.

Customisable security & PIN

Personalise your settings.
You’re always in charge.

Ryt Card basics

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