Unlimited 1.2% cashback overseas
Earn on every in-store overseas spend, no cap.
All you need, in one
Ryt Card.
Your sleek, bold card for seamless spending, smarter savings, and total control.
Ryt Card perks
No annual fees, no hidden charges. Every swipe comes with rewards, savings, and more freedom.
Zero ATM withdrawal fees
For the first 2 withdrawals of the calendar month.
Zero foreign transaction fees
Pay exactly what you see, with no hidden FX charges.
20% off YTL Hotels premium dining
At a curated list of premium dining spots. View full participating list here.
Click here to view the full terms and conditions.
Ryt Card features
Smarter tools that give you full control, real-time visibility,
and peace of mind, every time you spend.
Virtual card for online spending
Shop securely online anytime.
No waiting, no hassle.
Instant notifications
Get real time alerts with every notifications.
Track your spending clearly, in real time
Know exactly where your money goes.
Set your own spend limit
Stay in control of your budget, your way.
Instant freeze and unfreeze
Lock or unlock your card anytime, with a single tap.
Customisable security & PIN
Personalise your settings.
You’re always in charge.
Virtual Card
Spend safer online.
Your physical card is for daily use. Your virtual card is for online spending - secure, instant, and always in your control.
Why it's safer to pay online
- 01. Create card and spend instantly
- 02. Delete card instantly if you're worried about a transaction
- 03. Set limits or freeze card easily
Best ways to use it
- 01. Shop on sites you don't fully trust
- 02. Manage subscriptions & freeze to stop surprise charges
- 03. If details leak, replace instantly in-app
One app. Two cards.
Zero worries.
Add Ryt Card to
Your Ryt Card is now available in Google Wallet. Enjoy faster, safer, and more convenient payments wherever contactless payment is accepted. Simply add your card and start tapping today.
For transactions above RM250, a PIN is required
01.
Access your Ryt Bank app
02.
Tap Create PIN for Google Wallet transactions above RM250
03.
Enter your preferred PIN and confirm