Unlimited 1.2% cashback overseas
Earn on every in-store overseas spend, no cap.
All you need, in one
Ryt Card.
Your sleek, bold card for seamless spending, smarter savings, and total control.
Ryt Card perks
Every swipe comes with rewards, savings, and more freedom.
Zero ATM withdrawal fees
Access cash at over 10,000 ATMs nationwide for free.
Zero card order fees
Your card, delivered, no fee attached.
Zero foreign transaction fees
Pay exactly what you see, with no hidden FX charges.
20% off YTL Hotels premium dining
At a curated list of premium dining spots. View full participating list here.
RM8 discount for Shopee
Pay with your Ryt Card, no minimum spend.
Click here to view the full terms and conditions.
Ryt Card features
Smarter tools that give you full control, real-time visibility,
and peace of mind, every time you spend.
Virtual card for online spending
Shop securely online anytime.
No waiting, no hassle.
Instant notifications
Get real time alerts with every notifications.
Track your spending clearly, in real time
Know exactly where your money goes.
Set your own spend limit
Stay in control of your budget, your way.
Instant freeze and unfreeze
Lock or unlock your card anytime, with a single tap.
Customisable security & PIN
Personalise your settings.
You’re always in charge.
